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Terms of Service

Introduction

Welcome to Microincome.com (the "Website" or "Site"), a financial resource and information site. These Website Standard Terms And Conditions Of Use (these “Terms” or these “Website Standard Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms And Conditions. These Terms, together with our Privacy Policy, govern Microincome.com's relationship with you in relation to this Website.

This Website is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you are a minor.

The term "microincome.com" or '"us" or "we" refers to the owner of the Website. The term 'you' and "your" and "User" refers to the user or viewer of our website.

Services related to or offered on the Site (hereinafter, the "Services") may include, without limitation, tools, applications, email services, bulletin and message boards, chat areas, news groups, forums, communities, calendars, and downloadable mobile applications related to the Site or provided through the Site. These Terms govern your use of the Site and Services that are provided. Please read this Agreement carefully before accessing or using the Site or Services. Each time you access or use the Site or Services, you agree to be bound by these Terms. If you do not agree to be bound by all of these Terms, you may not access or use the Site or Services.

Restrictions

You are expressly and emphatically restricted from all of the following:

publishing any Website material in any media;
selling, sublicensing and/or otherwise commercializing any Website material;
publicly performing and/or showing any Website material;
using this Website in any way that is, or may be, damaging to this Website;
using this Website in any way that impacts user access to this Website;
using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
using this Website to engage in any advertising or marketing.

Privacy, Children's Privacy, and Minor Visitors

Your use of this Site is subject to our Privacy Policy found elsewhere on this Site. Please review this policy, which also governs the Site and informs users of our data collection practices and how we use your personally identifiable information.

We are committed to protecting the privacy of children. You should be aware that this Site is not intended or designed to attract children under the age of 13. We do not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under the age of 18, you may use this Site only with permission of a parent or guardian.

Grant of License

You are granted a personal, non-exclusive, non-transferable, revocable and limited license to access and use this Site strictly in accordance with these Terms. As a condition of your use of the Site, you warrant that you will not use the Site for any purpose that is unlawful or prohibited by these Terms or by any local, state, national or international law, rule or regulation. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site including the transmittal or posting of any material that contains a computer virus or corrupted data. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Microincome.com's content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Microincome.com and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Microincome.com, the Site, or our licensors and related parties except as expressly authorized by these Terms.

This license may be revoked at any time for any violation of any of Terms.

Copyright and Intellectual Property

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Microincome.com, its suppliers, content contributors, and other respective owners (the "Content Owners") and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

Any use of the Content not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other laws and may incur severe penalties. Content and features are subject to change or termination without notice in the editorial discretion of the Site. All rights not expressly granted herein are reserved to the Content Owners. Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access. You may not use content from our Services unless you obtain permission from its owner or are otherwise permitted by law. These terms do not grant you the right to use any branding or logos used in our Services. Don't remove, obscure, or alter any legal notices displayed in or along with our Services.

We respond to notices of alleged copyright infringement and terminate accounts of repeat infringers according to the process set out in the U.S. Digital Millennium Copyright Act of 1998 (the "Act"). If you believe in good faith that materials on this Site infringe your copyright, you or your agent may send a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the Act shall not be considered sufficient notice. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the Act permits you to send a counter-notice.

Dealings With Third Parties

This Site may contain links to other, third party websites ("Linked Sites"). The Linked Sites are not under the control of Microincome.com and Microincome.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Microincome.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Microincome.com of the site or any association with its operators.

If you choose to use the services provided by any third party websites, you may be asked by those sites to provide certain personally identifiable information. Microincome.com is not responsible for the privacy practices of those sites. Please be aware when you leave our site, and read the privacy policies of each and every website that you visit. This Agreement applies solely to this Website. Microincome.com is not responsible for the contents of any linked site or any link contained in a linked site.

Certain services made available via this Site are delivered by third party sites and organizations. By using any product, service or functionality originating from this domain, you hereby acknowledge and consent that Microincome.com may share such information and data with any third party with whom Microincome.com has a contractual relationship to provide the requested product, service or functionality on behalf of this Site's users and customers.

Any opinions, advice, statements, services, advertisements, offers or other information or content expressed or made available through the Sites by third parties, including information providers, are those of the respective authors or distributors and not Microincome.com. Third party content is the sole responsibility of the entity that makes it available

Your participation, correspondence or business dealings with any third party found on or through our Site and Services, including, without limitation, advertisers and other users, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that Microincome.com shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

Indemnification

You agree to indemnify, defend and hold Microincome.com, its officers, directors, shareholders, employees, agents, affiliates, licensors, suppliers, managers, contractors, sponsors and third parties, from and against any and all claims, actions or demands, losses, costs, liabilities and settlements, and expenses (including reasonable attorneys' fees) relating to or arising out of your breach of this Agreement, any allegation of infringement of an intellectual property right, or your use of or inability to use the Site or Services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Microincome.com reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Microincome.com in asserting any available defenses.

Disclaimer of Warranties

THIS SITE AND THE SERVICES, AND ANY CONTENT, TOOLS, PRODUCTS OR SERVICES DISPLAYED, ACCESSED OR OBTAINED ON OR THROUGH THE SITE AND SERVICES ARE PROVIDED "AS IS", "AS AVAILABLE", AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE, NON-INFRINGEMENT, AVAILABILITY, TIMELINESS, MERCHANTABILITY OR SUITABILITY FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, MICROINCOME.COM, ITS LICENSORS AND THEIR AFFILIATES, SUPPLIERS, AND AGENTS DO NOT WARRANT AND EXPRESSLY DISCLAIM THAT: (i) YOUR USE OF THE SITE AND/OR SERVICES AND ACCESS TO AND USE OF ALL OF THE TOOLS AND FEATURES THEREON WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE; (ii) THAT ANY INFORMATION OBTAINED THEREIN IS ACCURATE, RELIABLE OR COMPLETE; (iii) THAT DEFECTS WILL BE CORRECTED; OR (iv) THAT ANY SOFTWARE, SERVICES, SITES OR SERVER(S) ON WHICH THE SITES OR SERVICES ARE HOSTED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THE SITE AND THE SERVICES AND ANY INFORMATION OR MATERIALS PROVIDED ON OR THROUGH THE SITE AND SERVICES ARE ENTIRELY AT YOUR OWN RISK. WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE PRODUCTS OR SERVICES SOLD OR ADVERTISED HEREIN WITH REGARD TO THE CONTENT CONTAINED ON THE SITE OR THROUGH THE SERVICES. NOTHING ON THIS WEBSITE CONSTITUTES, OR IS MEANT TO CONSTITUTE, ADVICE OF ANY KIND.

Disclaimer And Limitation of Liabilities

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MICROINCOME.COM, AND/OR ITS OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, MANAGERS, CONTRACTORS, SHAREHOLDERS, SUPPLIERS, AGENTS, LICENSORS OR SPONSORS BE LIABLE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY ERRORS OR OMISSIONS, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MICROINCOME.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Updates

Microincome.com reserves the right, in its sole discretion, to change the Terms under which this Site is offered without notice. The most current version of the Terms will supersede all previous versions. It is your responsibility to review the Terms to stay informed of our updates.

Your continued access or use of the Site or Services following changes in the Terms signifies your acceptance of the modified terms. If you disagree with the modified terms, your sole recourse is to cease access to the Site and Services.

General Provisions

The Site and Service are controlled, operated and administered by Microincome.com from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Microincome.com content accessed through Microincome.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

We may perform any of our obligations or exercise any of our rights under these Terms through one or more of our company affiliates (including any entity that directly or indirectly controls, is controlled by or is under common control with us).

Unless otherwise indicated elsewhere in this Agreement, (i) the term "or" shall not be exclusive; (ii) the term "including" shall mean "including, but not limited to," and (iii) the terms "herein," "hereof," "hereto," "hereunder" and other terms similar to such terms shall refer to this Agreement as a whole and not merely to the specific section, subsection, paragraph or clause where such terms may appear. The captions, section, subsection and any paragraph headings contained herein are for purposes of convenience only and are not intended to define or limit or affect, and shall not be considered in connection with, the interpretation of any of the terms or provisions of this Agreement. Any reference in this Agreement to the singular includes the plural where appropriate. Any reference in this Agreement to the masculine gender includes the feminine and neuter genders where appropriate.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Terms and conditions of this Agreement which by their sense and context survive the completion, termination, cancellation or expiration of this Agreement will so survive.

To the extent that there is any inconsistency between this Agreement and the Privacy Policy, this Agreement shall govern.

The failure of Microincome.com to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severed herefrom and shall not affect the validity and enforceability of any remaining provisions.

To the maximum extent permitted by law, this Agreement is governed by the laws of the State of California, County of Orange, and you hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

Microincome.com may transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the User and Microincome.com with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the User and Microincome.com with respect to the Site.

Microincome.com welcomes your questions or comments regarding the Terms. You may contact us at:

Microincome.com
4600 Campus Drive
Newport Beach, CA 92660